About equity release

Is it right for me?

At this point, it is important to point out that taking out a Lifetime Mortgage is a long-term commitment as it is designed to be paid back only when you die or if you move permanently into long-term care. If you are looking for a more short-term arrangement then there may be more suitable ways of raising money.

You should also consider what other options you have before committing to a Lifetime Mortgage. For example, moving to a smaller home or using your savings could both be viable ways to raise the cash you need.

A Lifetime Mortgage could also have an impact on your eligibility for means-tested state benefits and could affect your tax position. Finally you should also consider talking this through with your beneficiaries as this may impact any future inheritance they might receive.